Entries tagged with “mississauga properties”.

A photo of couples first time home buying experience

(NC)—More than ever, first–time homebuyers are weighing their options before embarking on the Canadian dream of owning a home. “We want consumers to be comfortable with the financial responsibilities of owning a home, so it’s important to determine what they can afford in order to maintain a reasonable lifestyle once they’ve made the leap,” says Phil Soper, president of Royal LePage Canada. As such, Soper offers these guidelines for first–time homebuyers:

1. Determine your net worth. Take your assets (cash, investments, savings, vehicles and other items you own) and subtract your liabilities (car loans, lines of credit, overdrafts and credit cards). A positive number is a good sign that you may be ready to purchase your first home.

2. Obtain mortgage pre–approval. There are many different mortgage options available on the market today. Thoroughly investigate the terms and rates available, and once you have settled on a rate, term and amortization period, apply for mortgage pre–approval with your lender. Mortgage pre–approval presents you as a serious purchaser, to both real estate agents and sellers.

3. Hire a real estate agent. Top agents have extensive experience and demonstrate dedication and commitment to helping their clients. Ask your family and friends for a referral, or explore real estate sites such as www.royallepage.ca to read profiles on agents, including their areas of expertise and languages spoken. A real estate agent will have knowledge of accurate, real–time market data to leverage your negotiating position, as well as access to properties often even before they are listed on MLS.

4. Be realistic. Choose a home that is within your means. Keep in mind that you will need to set aside extra funds for ongoing home maintenance and potential increases in utilities, taxes and mortgage rates.

5. Rent out a portion of your home. Consider buying a home with the potential to provide added income. Renting a basement apartment or a spare room can put extra money in your pocket, helping you to pay down your mortgage faster.

Source: www.newscanada.com

More helpful home buying tips and advice available on the Mississauga Properties website.

People who visit here know that it is an absolutely wonderful place to be. The people who are able to call Mississauga their home often wouldn’t want to ever live anywhere else! If it’s time for you to find your perfect home in Mississauga too, it’s important to firm up what your exact needs are in a home.

First of all, if you have children, schools are definitely something you’ll need to take into consideration. You may want to visit local schools to see what will fit your needs the best. Also, consider how close your new home will be to afterschool activities your children might take part in. Children often enjoy living in neighborhoods so they can easily interact with other children their age.

A huge consideration for many families buying a home (especially in these economic times) is how much they can expect their ideal home to cost. Housing prices are generally lower than they have been in recent years, but you’ll still need to consider what you’re qualified for, and how much home you actually want to spend. Location has a lot to do with the price of the home, and you can get some great deals when you take this into consideration.

Also, think about any special things you might need. For example, determine how much storage space you will want. The layout of the home should also be able to accommodate your daily activities. If you tend to spend a lot of time in the kitchen and there is no pantry, that would tend to be a problem for you in the long run! As you examine each home, think about your day-to-day lifestyle, what everyone in your family needs, and how much you can afford.

This can seem quite overwhelming! That’s why it is highly recommended that you work with a qualified Realtor to guide you through this process. The right Realtor for you will take the time to examine all of your needs and to find you the perfect home. They will work tirelessly to get you everything you want and need in a home. Sure, these days it’s easy to search for a home yourself on the Internet. However, you’ll be spending a lot of time needlessly searching, and you won’t have access to the listings go super fast that might be perfect for you. Leah Jensen is your Realtor of choice, so give her a call or fill out a contact form today so you can find your next home as quickly as possible.

Mississauga RealtorIf you’re like many people looking to buy or sell a home, the chances are good that you are in the market for a Mississauga Realtor. There are a few different things you’ll need to look for if you want to make sure you find the best possible person to help you buy or sell your home.

The first thing you need to be aware of is whether the realtor of your choice is expertly familiar with the Mississauga area. There are different areas around here that will be more or less desirable for you to live, and the realtor should be able to accommodate your needs and warn you of the ups and downs of certain locations. Sugar coating everything is not helpful to you, nor is missing out on the location of your dreams!

Another consideration is how experienced your realtor is. If you want to make sure you have the best experience possible, you should go with someone who has won awards and has been recognized as being a quality Realtor in the eyes of the public.

Of course, you’ll also want to go with someone who has a good reputation. When it comes to choosing a realtor, it all comes down to their knowledge and professionalism. If you don’t like working with your realtor. It will not be the kind of experience you want when you’re trying to buy or sell a home! Work with someone you like and it will be a great experience.

Once you have found the qualities you would like in a Mississauga Realtor, you’ll be amazed at how smoothly the process will go. It really does pay to do your homework and find someone who will meet all of your needs, and more. If you don’t do this, you might have a tough time buying or selling. It is especially true in these economic times that you need a Realtor will accommodate every need you have, and who will work with you.

Finding the right person does not have to be difficult, however it may seem. There are some amazing realtors who will do their best to accommodate your needs and help you buy or sell the home of your dreams. When you have a good realtor by your side, it makes all the difference in the world!

Mississauga is a wonderful place to buy or sell a home. Whether you’re coming or going, Lea is someone who can meet your needs! Contact her today.